Terms and conditions

Company name

Frugal Livin UK

Registered Address

Cambridge, Cambridgeshire, UK

Contact Details

cs@frugallivinuk.com

Regulatory Authority

Chartered Trading Standards Institute

The Information Commissioner’s Office (ICO)

The Office of Communications (Ofcom)

Advertising Standards Authority (ASA)

Intellectual Property Rights

Ownership of Content

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United Kingdom and foreign jurisdictions.

The Content and the Marks are provided on the Site "AS IS" for your information and personal use only.

Limited License to You

You are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use.

Prohibited Uses

You must not:

• Republish material from Frugal Livin UK (including republication on another website or platform).
• Sell, rent, or sub-license material from the website.
• Reproduce, duplicate, copy, or otherwise exploit material on our website for a commercial purpose.
• Edit or otherwise modify any material on the website without our prior written consent.
• Redistribute material from this website—except for content specifically and expressly made available for redistribution (such as a newsletter).
• If you wish to make any use of material on our site other than that set out above, please address your request to: cs@frugallivinuk.com.

User Generated Content (Comments & Contributions)

Frugal Livin UK may invite you to chat, contribute to, or participate in blogs, message boards, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions").

Your License to Us

By posting Contributions to any part of the Site, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions.

Content Standards

You agree that your Contributions will not:

• Be illegal, misleading, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable.
• Infringe on any patent, trademark, trade secret, copyright, or other proprietary rights of any party.
• Contain unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.
• Contain software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware.

Monitoring and Enforcement

We reserve the right, but not the obligation, to:

Monitor the Site for violations of these Terms and Conditions.

Refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof.

Remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems.

Disclaimer regarding User Comments: We are not responsible or liable to any third party for the content or accuracy of any contributions posted by you or any other user of the Site. The views expressed by other users on our Site do not represent our views or values.

Limitation of Liability & Professional Disclaimer

No Financial Advice

The content provided on Frugal Livin UK is for informational and educational purposes only and does not constitute professional financial, legal, or investment advice. While we strive to provide accurate and up-to-date information, the financial landscape changes frequently.

We are not financial advisors. You should not rely on the information on this website as an alternative to advice from a certified financial advisor or other professional. You should always consult with a qualified professional before making specific financial decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event will Frugal Livin UK, its affiliates, directors, officers, employees, agents, suppliers, or licensors be liable to any person for any indirect, incidental, special, punitive, cover, or consequential damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use of content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence, or otherwise, even if likely to have been foreseen.

Accuracy of Information

We make no warranties, expressed or implied, regarding the accuracy, completeness, reliability, or suitability of the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. We are not responsible for any errors or omissions, or for the results obtained from the use of this information.